Facts about Tax Free Investment

Questions and Answers

We allow up to 35% of liquid assets. Cash Life Insurance, Retirement plans like IRAs and 401(k)s, savings. The rule of thumb is about 35% of liquid assets.

In addition to the 35% that you can put into this Tax Free Savings, we also have other vehicles, such as ROTH IRA or Mini bonds.  There is some risk involved with these, but the income structure will be tax free for life.

You decide how to receive the income from a series of loans with either a lump sum or a monthly income.  The percentage that you take is determined by how long you hold the contract. For example, if you hold the contract for 10 years, you receive about 10%, annually,  of the amount that you originally invested, for life.

The index that I prefer to use is a balanced index. The return over the last 20 years has been 8.68% per year.  Over the last 25 years we have average 9.26% per year.. and over the last 30 yrs. 8.89% per year.   The reason these rates are higher than the regular rate of return you see from the S&P500 is because we don’t take losses like the ones we had from the early 2000’s and in 2008 when the market took those big hits.  Therefore, we don’t suffer any losses in the years when the market shows a loss.

If you are going to use qualified income or money such as IRAs or 401(k) the optimal age is 59-1/2 and over.  Business owners of any age also find this concept beneficial.

The Tax Free Alternative Product we have has been around for 30 years.  Yes, it is approved by the IRS.  It is part of the Internal Revenue Code, as are IRA and 401(k) plans.

Yes.  As we all know, Required Minimum Distributions, better known as RMD, are required at age 70-1/2 on any qualified retirement plan.  Our Tax Free Alternative Plan product avoids Required Minimum Distributions.

One Word:  CONTROL.  In other words, CONTROL against risk from market losses.  Market loss risk happens when we are in Retirement since we don’t have the time horizon to recover from any losses in the market. Since this product does not expose you to any market losses, you have CONTROL over your retirement!

The Tax Free Retirement Plan that we offer is a system investing in call options that only takes gains, never takes the losses.  This product takes  the interest earned off of your investment each year and buys a multiplier of calls in the options market which would not be exercised if there is a loss.

Anyone who wants to accumulate wealth and pass it on to their heirs. At the end of this contract,  we pay out not only tax free income to you for life but also to your heirs in a lump sum form at the end of your life. The wealthy have been doing for years is keep their wealth and keep it from the eyes of the government.

Always GAINS never LOSSES.  100% of your money is backed by bonds that every year spin off interest.  This interest we use to invest in call options which provide a multiplier effect earning you up to 17% a year.  No losses possible, you can NOT lose money if the market goes down you will gain when the market goes up.

You should be asking questions

As to financial advisors, you are probably not told about this because they simply have never been informed about these products.   They get comfortable in their own way of doing business. CPAs are tax historians, they don’t forecast for your taxes in retirement. These products have been available for a very long time, but are mostly used by the wealthy.

Yes, it is called an executive bonus plan.  You decide what you want to take from your company as a bonus each year.  When tax season comes around each year,  we loan you the money to pay your taxes from a general account (your balance will not be reduced)  should you decide to use it that way.  This way you will have a tax free retirement income for life without the requirement to provide it for all your employees.

Taxes are paid by the company loaning you the money for each year that you make the deposit. We reimburse you via check for the amount that you request to pay to the Internal Revenue Service each year. The money does not come out of your account value. It is a loan from the company that will be paid back upon your death from your account value.

Simply, because the tax free retirement account that we use invests only in call options so that the call options are only exercised if there is a gain.

The death benefit in this particular product is tax free. After we pay back the money that we paid you in the form of loans and interest, we pay the income direct to your beneficiary tax free.

The taxes are pretty stiff.  If you are married and have a joint income of $34,000,  then 50% of your Social Security Income will be taxed.  If your income from IRA Pensions and other income exceed $44,000, then 85% of your and your spouse’s benefits are taxable.  You can help reduce this taxable Social Security by converting as much as possible of your Retirement income from qualified plans into this tax free alternative plan. The money then becomes non qualified does not count toward your income taxes.

Because I will act in your best interest to bring about as much tax free income to you as possible. I have 45 years in this business. I know the industry. I know how it works and I know how it will work for you.

Ed Slott Tax Free Retirement

Learn about:

  • Tax free benefits
  • Whats in it for me
  • Giving you control
  • Lifetime tax-free income
  • Converting taxable income into nontaxable income
  • This is an investment, not an expense

Private Pension Plan Overview