Michael D. Thomas Agency

Tax Free Retirement Specialist.

Our passion is a bonus for you as we continually seek ways to save you from paying huge sums of your hard earned money on your current tax deferred retirement plan. Educating yourself now, before you are required to write those huge checks to the IRS is a great idea and will save you from paying great sums of taxes.

Mike and his team are here to help you understand that traditional retirement plans are, in actuality, a retirement plan for our government. You save now with annuities, IRA, 401K and defer your taxes now BUT you have no idea what the tax rate will be when you withdraw your money during your retirement. OUCH… “Do not get burned!” should be the warning label on Tax Deferred investments.  There is a better way! WISEN UP.

With offices throughout the USA MDT Agency advises those with above average incomes on how to retire tax free.

Michael D. Thomas

Tax Free Retirement Specialist

Michael has over 45 years in the financial services industry. Michael is licensed and maintains offices across the United States. He specializes in Tax Free Retirement income for those with above average income who desire zero losses and succession benefits. Michael has a passion for free enterprise and helping find the perfect solution for every opportunity.

Michael takes the time to meet with you to discuss your specific desires and needs for retirement.  He is like an old doctor making house calls.  Coming to you and spending time understanding your goals he is able to create financial solutions that afford you the financial freedom you deserve.

Phone: (989) 714-5606
Email: Mike@mdtagency.com

Dawn Thomas


Dawn has over 40 years experience in manufacturing leadership. This experience brings her the awareness of the need for Tax Free Retirement planning for manufacturing executives and career professionals.  Dawn is a licensed Life Agent and supports the Michael D. Thomas Agency with research and recommendations for manufacturing professionals. Dawn enjoys volunteering on several executive boards in the area, she golfs, gardens, reads, and enjoys her motorcycle.

Randall H Gremel

Tax Free Retirement Specialist

Randall has been helping people with their life insurance and financial needs for over 45 years.  Throughout his career, Randall’s approach has always been to personally spend time “listening” to his clients, so that he may have a better understanding of their specific situation. This allows for him to create a plan which directly focuses on helping them to achieve their individual goals. For his leisure time, Randall’s activities include golfing, bowling and fishing.

Phone:  (615) 427-8148
Email:  rhgagency@gmail.com

Kimberly Megoran

Director of Marketing &
New Business Development

Kimberly serves MDT Agency as Director of Marketing and New Business Development. With over 25 years experience in Marketing Kimberly plans and executes MDT Agency marketing program leveraging growth opportunities for the Agency and it’s adviser’s.
Kimberly spends her free time playing music and creating art. Performing for the last 2 decades across the state of Michigan she has developed a trail of great friends and musical comrades.

Phone: (989) 205-6998
Email: kmegoran@gmail.com