To our clients and friends

As you may know, Mike Thomas passed away June 2021 from COVID.  It was a great loss and he is sorely missed.  His clients have all been made aware of his passing, and his securities business has been transferred to Adam Chambers at Lake Huron Financial  (989-269-7062).  His Michigan Life Insurance business, including Tax Free Retirement IUL, will continue to be managed by Mike’s wife, Dawn Thomas, through Lake Huron Financial.  Dawn is fully licensed and ready to help you with any questions you may have on your policy.  Please call Lake Huron Financial or Dawn at 989-284-5012 if you have any questions.  As always, you may continue to refer to the videos and other information on this website.

Michael D. Thomas Agency

Tax Free Retirement Specialist.

Our passion is a bonus for you as we continually seek ways to save you from paying huge sums of your hard earned money on your current tax deferred retirement plan.  Educating yourself now, before you are required to write those huge checks to the IRS, is a great idea and will save you from paying great sums of taxes.

Mike and his team are here to help you understand that traditional retirement plans are, in actuality, a retirement plan for our government. You save now with annuities, IRA, 401K and defer your taxes now BUT you have no idea what the tax rate will be when you withdraw your money during your retirement.  OUCH… “Do not get burned!” should be the warning label on Tax Deferred investments.  There is a better way! WISEN UP.

With offices throughout the USA, MDT Agency advises those with above average incomes on how to retire tax free.

Dawn Thomas

Life Insurance Agent

Dawn has over 40 years experience in manufacturing leadership. This experience brings her the awareness of the need for Tax Free Retirement planning for manufacturing executives and career professionals.  Dawn is a licensed Life Agent and supports the Michael D. Thomas Agency with research and recommendations for manufacturing professionals. Dawn enjoys volunteering on several executive boards in the area, she golfs, gardens, reads, and enjoys her motorcycle.

Phone:  (989) 284-5012


Michael D. Thomas

Tax Free Retirement Specialist

Michael has over 45 years in the financial services industry. Michael is licensed and maintains offices across the United States. He specializes in Tax Free Retirement income for those with above average income who desire zero losses and succession benefits. Michael has a passion for free enterprise and helping find the perfect solution for every opportunity.

Michael takes the time to meet with you to discuss your specific desires and needs for retirement.  He is like an old doctor making house calls.  Coming to you and spending time understanding your goals he is able to create financial solutions that afford you the financial freedom you deserve.



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